What You Should Know

Investor's Checklist

What type of investor might I be?

Perspective:

There are several ways to invest in bonds. You can buy individual bonds, bond funds or unit trusts. The preferences and choices of individual investors vary by country across Europe. Your choice will depend on the amount of money you have to invest in order to achieve diversification, the degree to which you want professional management and bond selection in your portfolio and your willingness to pay for professional selection and portfolio management in bond funds. Generally, investing in individual bonds is best for preserving your capital assuming they closely match your other objectives (like maturity); while bond funds offer convenience and diversification even at minimum investment levels.

You need to understand whatever it is you choose to invest in. Do not invest in something you do not understand.

Make sure you understand the fees and charges that go along with any investment. How do the fees and charges affect the value of your investment and your income?

Take advice if you are unsure whether a particular investment is right. Consult a financial advisor or a broker or banker for more information and assistance. Do not run a risk you cannot afford to take.

These materials have been prepared for informational purposes only and do not constitute investment advice of any kind, or an offer to buy, sell or promote any products or services. No investment decision should be made based on these materials. Please read our Terms & Conditions of Use